This Agreement was last modified on December 9, 2020. Please read these Terms and Conditions (“Agreement”, “Terms and Conditions”) carefully before using URL (“the Site”) operated by (Personal or Business Name) (“us”, “we”, or “our”).

This Agreement sets forth the legally binding terms and conditions for your use of the Site at URL. By accessing or using the Site in any manner, including, but not limited to, visiting or browsing the Site or contributing content or other materials to the Site, you agree to be bound by these Terms and Conditions. Capitalized terms are defined in this Agreement.

The Site and its original content, features and functionality are owned by (Personal or Business Name) and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. Termination We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you.

All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Our Site may contain links to third-party sites that are not owned or controlled by NAME. (Personal or Business Name) has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to read the terms and conditions and privacy policy of any third-party site that you visit.

(Personal or Business Name) grants you a non-exclusive, non-transferable, limited license to use the Site in accordance with this Agreement.

Limitation of Liability

In no event shall (NAME), nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for damages, direct or consequential, resulting from your use of the Site, and you agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses, including but not limited to attorney’s fees, arising from your violation of any third-party’s rights.

Your use of the Site is at your sole risk. The Site is provided on an “as is'' and “as available” basis. The Site is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

(NAME), its subsidiaries, affiliates, and its licensors do not warrant that:

the Site will function uninterrupted, secure or available at any particular time or location.

any errors or defects will be corrected.

the Site is free of viruses or other harmful components; or

the results of using the Site will meet your requirements.

This Agreement (and any further rules, policies, or guidelines incorporated by reference) shall be governed and construed in accordance with the laws of The United States of America, without giving effect to any principles of conflicts of law.

Changes to This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions by posting the updated terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms and Conditions. Please review this Agreement periodically for changes. If you do not agree to any of this Agreement or any changes to this Agreement, do not use, access or continue to access the Site or discontinue any use of the Site immediately.

Every effort has been made to accurately represent the skills, concepts, ideas, techniques and ‘know how’ offered by this site and their potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our products, ideas and techniques. We do not purport this as a cure. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. These factors differ according to individuals and we cannot guarantee your success of income level, nor are we responsible for any of your actions.

In accordance with the FTC guidelines concerning use of endorsements and testimonials in advertising, please be aware of the following: Testimonials appearing on this site are actually received via email, text, audio, or video submission. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way or another. However, they are individual results and results do vary. We do not claim that they are typical results that consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services. The testimonials displayed (email, text, audio, and/or video) are given verbatim except for correction of grammatical or typing errors. Some have been shortened. In other words, not the whole message received by the testimonial writer is displayed, when it seemed lengthy or not the whole testimonial seemed relevant for the general public. (Personal or Business Name) is not responsible for any of the opinions or comments posted to our site. (Personal or Business Name) is not a forum for testimonials, however, provides testimonials as a means for customers to share their experiences with one another. To prevent abuse, all testimonials appear after they have been reviewed by management of NAME. (Personal or Business Name) does not share the opinions, views or commentary of any testimonials on this site, and are strictly the views of the reviewer.

We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including, but not limited to, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses, and traffic information.

You may provide links to our Website provided that:

you do not remove or obscure any portion of our Website by framing or otherwise,

your website does not engage in illegal or pornographic activities, and

you cease providing links to our Website immediately upon our request. Links to Other Websites Our Website may from time to time contain links to third-party websites. Inclusion of links for any website on our Website does not mean that we endorse, guarantee, warrant, or recommend the services, information, content, and/or data of such third-party websites. [Our Company] has no control over the legal documents and privacy practices of third-party websites; you access any third-party websites at your own risk. We recommend that you review the privacy policy and terms and conditions of those websites to fully understand what information is collected and how it is used. Payments You represent and warrant that if you are purchasing something from us,

any credit information you supply is true and complete,

charges incurred by you will be honored by your bank or credit card company,

you will pay the charges incurred by you at the posted prices, including any applicable taxes, and

if your initial payment method is dishonored, you will still pay the incurred charges, including any surcharge we may incur due to the dishonored payment. Promotional prices are non-transferable and not to be combined with any other offer.

By purchasing any program, course, or book, you agree to our terms.

Within the original order date, excluding any foreign exchange fees or taxes incurred:

All sales have a 30-day refund policy from the date of purchase.

The cancellation will be processed and funds for will be credited back to your same account.

If you do not notify (Personal or Business Name) during the refund period in the manner described herein, you agree that (Personal or Business Name) may construe silence as a full, complete and final acceptance of the terms of the sale of (Personal or Business Name) products and you will have no further right of redress or 

refund for any reason.

In addition, (Personal or Business Name) reserves the right to refuse a refund to anyone reasonably suspected by (Personal or Business Name) to have previously taken advantage of (Personal or Business Name)’s Money Back Guarantee on more than one occasion. Holds or deferring payment are not permitted for any other program.

Please note there are no exceptions to this policy.

If an important life event happens, you have lifetime access to the course and can review the materials at any time.

Payment Plans

If you purchased a payment plan product, we will automatically re-bill your membership purchases 30 days from the date of your first order. Thereafter, you will continue to receive a new membership purchase each month for the duration of your payment plan.

The card you provided when you placed your initial order will be automatically charged the price of your monthly membership fee.

*This applies to monthly subscription products only and excludes one-time purchases.

Payment Defaults

Should you default on a payment, you’ll remain in the program for two (2) days until your payment is brought up to date. After two days, you’ll be removed from the program. To get access again, you must pay the full and remaining course balance.

Termination of Membership

After the 30-day refund period for The (Personal or Business Name) Course, respectively, cancellations are not permitted and you’re responsible for the full payment of the program purchased.

As a (Personal or Business Name) member, you may submit content to the site, including photos and user comments. You shall be solely responsible for your own content and the consequences of submitting and publishing your content on NAME. You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to upload, post or email content you submit.

You agree that content you upload, post or email to (Personal or Business Name) will not contain third party copyrighted material, or material that is subject to other third-party proprietary rights, unless you have permission from the rightful owner of the material or you are otherwise legally entitled to upload, post or email the material and to grant (Personal or Business Name)all of the license rights granted herein.

(Personal or Business Name) does not endorse any content submitted to (Personal or Business Name) by any user or other licensor. (Personal or Business Name) does not permit copyright infringing activities and infringement of intellectual property rights on the website and (Personal or Business Name) will remove all content if properly notified that such content infringes on another third-party intellectual property rights.

You also affirm, represent, and warrant that your participation on this site and the content you upload, post or email does not relate to pornography, illegal activities of any kind, occult, hate, or racism.

You affirm, represent and warrant that you will not impersonate any person or entity, including, but not limited to, any athlete, medical professional, government regulator or falsely state or otherwise misrepresent your affiliation with a person or entity.

You agree that content you upload, post or email will not transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation.

You agree that content you upload, print or email will not transmit any material that contains software viruses, or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

(Personal or Business Name) reserves the right to make the final decision regarding what is appropriate. (Personal or Business Name) further reserves the right to remove content or terminate your account without prior notice for a violation of this provision.

If you have any questions about this Agreement, please contact us (insert site URL)